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From The Experts

We've gathered knowledgeable, dedicated divorce experts from a variety of fields to lend their advice and perspectives. Our experts include lawyers, healthcare professionals, certified professionals, and everyday women with insight into the topics that will help you stay empowered.

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I was recently contacted by a journalist from the Independent on Sunday who had read my previous articles concerning the rise of older people getting divorced. The trend known as "silver divorce" is affecting couples in their sixties who are maybe newly-retired and realising two to three decades ahead of them with the same partner might not be the retirement dream they’d hoped for.

The resulting article, published in yesterday’s paper, offers some interesting points and highlights how the resulting raid on dwindled assets - particularly pensions and the marital home - can lead to a significant impact on the final payout.

For the full article, click here — I’ve highlighted the main points below:

  • Assets are generally divided 50:50, particularly if it has been a long marriage.
  • Equity release is an option if one party wishes to stay in the home although it can often lead to a reduced payout.
  • Pensions can be divided at source meaning one party need not rely upon the other to pay their share of the income generated.
  • Your married couples’ state pension will revert to the single allowance and if for example the wife hasn’t built up sufficient National Insurance contributions then her payments would be significantly curtailed. However, the wife could apply to have her husband’s National Insurance record.

As I’ve said before, divorce in later life can be worse than a bereavement but to ensure it doesn’t rid you of your retirement dreams take the best advice, as the article says is to increase your own financial awareness so that if it does happen you at least know where you might stand.


Nicknamed "The Barracuda" for her tenacity, Marilyn Stowe is one of the UK’s most sought after divorce lawyers, and is the senior partner at Stowe Family Law.

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